Seriously?

Reading this article in the NYT about how banks make a killing each ear from overdraft fees, especially by prioritizing charges in a way to maximize the number of overdrafts one can have in a single day. It's pretty obvious that the banks are against new regs to either opt-in for overdraft protection (rather than forcing us to opt-out) or to notify the consumer prior to a potential overdraft so that he or she may decide. However, I thought that this excuse was just laughable:

“If you think about when you swipe your card at, let’s say, Starbucks or at the Safeway or the Giant, there is no real sort of interaction there,” said Mr. Talbott. “It’s just approved or disapproved. So how logically would that work? Would a screen come up? Would someone at the bank call the checkout clerk and say, ‘That customer is overdrawn?’ Logistically that would be very difficult to implement.” (emphasis mine)

I mean, are you SERIOUS? When I'm at the Freddy's, I go through about 3-4 confirmation screens to use my debit card. I'm sure it is not THAT logistically difficult to add an additional prompt, especially since the card sliders are hooked up to a phone network (and thus possibly to the internet, so that the machine could get a firmware update from its maker). I mean, I may be assuming a lot of things about this technology, but that quote just drums up an image of a lazy, corpulent banker complaining about getting up as he struggles through another mouthful of mashed potatoes and roast. Seriously, just read this.